What Happens After a Hit and Run?

Being involved in a car accident is stressful enough, but when the other driver flees the scene, it becomes even more complicated. Hit and run accidents happen more often than many people realize in West Virginia, and they can leave victims with injuries, property damage, and more questions than answers. If you or someone you love was injured in a hit-and-run in West Virginia, knowing what steps to take can make a big difference in your recovery. 

What to Do After a Hit and Run in West Virginia 

It is important to take the proper steps immediately after a hit-and-run crash. The actions you take in those first few moments can have a significant impact on your safety and legal rights. 

Try to stay calm and do the following:

  1. Stay at the scene: Never try to chase down the fleeing driver. Stay put in a safe location near the accident site so you can focus on protecting yourself and preserving evidence.
  2. Call the police: Law enforcement needs to be notified right away so the incident can be documented as a hit and run. A police report is also vital when filing your insurance claim.
  3. Check for injuries and seek medical care: Getting prompt medical attention is essential, even if injuries seem minor. Some injuries, like concussions, may have delayed symptoms
  4. Gather evidence: Take photos, write down everything you remember about the other vehicle, and collect witness information if possible. The more documentation you have, the better.
  5. Notify your insurance company: Report the accident to your insurer promptly. Let them know this was a hit-and-run, and follow their guidance on filing a claim under your policy. Remember that anything you say may be used against you later. 
  6. Speak to a hit and run accident lawyer: A Morgantown car accident lawyer can explain your options, help you understand your rights, and work to maximize your compensation after a hit and run.

Taking the right steps after a hit and run can make all the difference and leave you in a better position to pursue justice and recover compensation.

What Are the Penalties for Hit and Run Drivers in West Virginia?

West Virginia law takes hit-and-run offenses seriously. Failing to stay at the scene of an accident is a misdemeanor that carries penalties that may include fines or even jail time. The consequences vary depending on the severity of the accident and whether anyone was injured or killed. Convicted drivers also face long-term consequences like criminal records, higher insurance premiums, and possible civil lawsuits from victims. 

What Insurance Coverage May Be Available After a Hit and Run in West Virginia? 

Hit and run accident victims in West Virginia often worry about who will pay for their injuries and property damage. Fortunately, West Virginia law requires uninsured motorist (UM) coverage, which can help cover your losses when the at-fault driver cannot be identified. You may also have access to other coverage options, depending on your policy. 

This could include:

  • Uninsured motorist (UM): This pays for medical bills and property damage when the other driver cannot be found or identified up to the limits of your policy.
  • Collision coverage: This pays to repair or replace your vehicle, regardless of who is at fault for the crash.
  • MedPay (Medical Payments Coverage): This coverage pays for emergency medical treatment and related expenses following an accident.
  • Health insurance: Health insurance may help cover medical costs, but be aware that some plans may seek reimbursement from a potential settlement.

Understanding your insurance coverage is essential after a hit-and-run. A lawyer can review your policy and help you file claims that reflect the full extent of your losses.

Will a Hit and Run Raise My Insurance Premium?

One of the most common questions people ask after a hit and run is whether their insurance premiums will increase. The answer depends on several factors, including the details of your policy, your driving history, and whether your insurer determines you were at fault in any way. 

Many insurance companies promise not to raise rates for claims where the policyholder is not at fault, but it is not guaranteed.

Contact the West Virginia Personal Injury Lawyers at Farmer, Cline & Campbell Personal Injury Lawyers for Help Today

A hit-and-run accident is a shocking experience. You may be left with physical injuries, financial stress, and uncertainty about where to turn for help. Fortunately, a Morgantown car accident lawyer at Farmer, Cline & Campbell Personal Injury Lawyers can help you recover potential compensation. Schedule a free consultation to learn about your rights. 

For more information, please contact an experienced personal injury lawyer at Farmer, Cline & Campbell Personal Injury Lawyers, to schedule a free initial consultation today. We have convenient locations in Charleston, Beckley, and Morgantown, WV.

Farmer, Cline & Campbell Personal Injury Lawyers – Charleston
746 Myrtle Rd
Charleston, WV 25314

(304) 346-5990

Farmer, Cline & Campbell Personal Injury Lawyers – Beckley
101 N Kanawha St, Suite 101
Beckley, WV 25801

(304) 252-5990 

Farmer, Cline & Campbell Personal Injury Lawyers – Morgantown
453 Suncrest Towne Centre Drive, Suite 300
Morgantown, WV 26505

(304) 225-5990